Fireplan Insurance

J&M’s Fireplan Insurance is a leading edge insurance and risk management service centred around a policy exclusively created for Fireplace Retailers.

Established for over 30 years and with immense expertise in the Fireplace Industry, J&M are well known for providing solutions for the varied requirements of the trade. FIREPLAN gives you a great range of cover options, all at competitive cost.

You can readily access: Wide cover with enhancements and extensions not normally available • Attractive premiums as a result of our buying power • Rapid service vital to let you get on with your business • Instalment scheme to help your cash flow • FREE Risk Management advice to reduce risk and save costly disruptions.

Cover includes: Theft • Fire, Lightening and Explosion • Accidental Damage • Aircraft or articles falling therefrom • Malicious Damage • Riot or Civil Commotion • Earthquake or Subterranean Fire • Storm or Flood • Escape of Water or Oil • Impact by Vehicles or Animals • Accidental Damage to Underground Services • Falling Trees or Aerials.

Cover is also extended to include: Replacement Locks & Keys • Employees Personal Effects – £500 • Denial of Access following damage to neighbouring property that hinders access to your premises • Closure of your premises as a result of a Notifiable disease, defective sanitation, vermin, pests, food poisoning, murder, suicide occurring at your premises • Accidental failure of Electricity, Gas or Water supplies serving your premises • Automatic stock increase of 25% during November, December & January.

Call now for a fireplan quotation on :

01992 566985

And with FIREPLAN you can choose from one of three levels of cover to suit the size of your business and your requirements:

FIREPLAN Standard

Includes stock at £20,000 and Loss of Income at £100,000.

FIREPLAN Plus

Includes stock at £35,000 and Loss of Income at £250,000.

FIREPLAN Premier

Includes stock at £50,000 and Loss of Income at £500,000.

(Other cover benefits also increased mainly in proportion depending on the level chosen. Full benefits can be viewed on the Policy Limitations page.)

Please note that the FIREPLAN policy does not cover: The first £250 of any claim in respect of Contents, Glass, Goods in Transit, and Buildings • Work away from the premises other than Collection and Delivery.

Please contact us to discuss further if any of the following applies to your business:

  • You require buildings insurance
  • You do any installation
  • You have more than 2 claims in the last 3 years or the claims have totaled more than £5,000
  • You require any increase in the standard limits of cover

It is your duty to disclose all facts material to the risk, any policy you take out may be void if you fail to advise us of anything that may be vital to our assessment of the risk.

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